For motorcycle insurance, the insured must provide the same documents as part of a classic car insurance (car registration, driver's license, identification, disclosure statement).

If a motorcycle insurance can be underwritten by general insurance companies, insurance companies are specialized, especially online. If you want to compare the different motorcycle insurance quote, contact a broker to find the best motorcycle insurance.

Note: once the insurance contract, an insurance sticker is given to the insured. It must appear on a surface visible on the front of the plane formed by the front fork of the bike.

The guarantees offered by insurance motorcycle

The motorcycle insurance must at least be a third party insurance. While it is possible to ensure his bike all risks.

As with auto insurance policies, insurance companies also offer optional additional coverage to cover additional risks (theft, fire, injury of the driver, …)

Namely: the bikes are particularly susceptible to theft. It is therefore highly recommended to purchase a warranty for the flight in his insurance policy motorcycle.

The cost of motorcycle insurance

The insurance premium is calculated according to several criteria:

-Make and model of motorcycle,

-The power of the bike

-Profile of the insured (age, geographic location, history, 100% free credit score…)

Thus, an unbridled motorcycle, whose power has been increased or have undergone changes compromising its approval, is no longer covered by the various guarantees of the insurance policy motorcycle.

The principle of no-claims bonus is also applied, under the same rules as apply to car insurance.

The additional guarantees and options

Motorcycle insurance contracts offer specific guarantees which may cover the helmet, the top-boxes, GPS …Not only against the risk of theft, but also against damage due to accident.

In addition, some contracts offer terms based on the use of the bike. They reflect the fact that some owners do not use their bike during the winter months. To them, therefore they offer a rate allowing for a period of immobilization of the bike that can range from 2 to 6 months per year.

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Chambers of commerce and industry want to work with the new president and new government on major economic issues: SMEs, industry, international business development, training and learning. "We are a driving force. We are not in the claim, "said Jacques Pfister, Senior Vice President of the Assembly of French Chambers of Commerce and Industry (ACFCI) and President of the Chamber of Commerce and Industry of Marseille Provence in presenting the 22 proposals of the network of chambers of commerce and industry.

Sign of this willingness to change and to affirm their desire to play leading roles in major economic debates, chambers of commerce and industry adopt a new logo, "CCI de France." "There are not many networks of entrepreneurs also involved in the economy of the territories and as close to the territories. We are a private Datar, "says Jacques Pfister, referring to the Directorate of Planning.

Chambers of commerce are active in many areas. "They are machines to do economic development, to train young people to manage infrastructure," says Pierre-Antoine Gailly, second vice-president of the ACFCI and President of the Chamber of Commerce and Industry of Paris. They train apprentices. They welcome students into their business schools. They manage airports or ports. They support SMEs internationally. They help entrepreneurs. They look after employment. "The Chamber of Commerce Marseille Provence 1000 supports RSA beneficiaries per year for four years," said Jacques Pfister.

Simplification of yarrow territorial

Anxious to participate in the economic recovery, the Chambers of Commerce argue that France gets a real industrial ambition. They want to make 2013 the year of the industry. They offer a one-stop financing industrial area to help entrepreneurs to find funding.

The launch of a contingency plan to enable SMEs to enter new markets is asked to stop the decline in the number of exporting companies that are not more numerous in 2011 than in 1995. Large groups will be forced to work with "a share of SMEs and SMIs in the French part of their contracts together abroad."

Noting that France is over-managed and that the powers of territorial and state overlap, chambers of commerce and industry urge a simplification of territorial yarrow, strengthening the role of cities and best use of ports or airports. "It is possible to create a% of GDP higher if we reflect on the cities and provide 1% of GDP higher by focusing on the ports of Marseille and Le Havre," said Jacques Pfister.

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A textile company, for lack of sewers it needs for its plant in Quimper, creates a pathway of learning to train its future recruits? The SME Armor Lux, well known for its white wine, made the headlines this week, at a time when all candidates for president are the re-industrialization of the country one of their campaign themes.

This situation is not isolated and number of industrial jobs – welders, boilermakers, milling … – are pulling their hair to find candidates and encourage vocations. "There is a real paradox between a high level of unemployment in France and companies who are not candidates for positions in recruitment, whether welders, millers, coppersmiths, payroll technicians, seamstresses …. In total we estimate that roughly fifty so-called shortage occupations. In our business we miss about 30% of requests from our customers because we do not have the resources and this situation has been deteriorating for a decade, notes François Beharel, group president of Randstad and staffing agencies. Concretely, this means that our group could generate 30% of turnover and more. "

For him, the problem is essentially related to the collective image What these professions in public opinion. "We imagine that in the textile industry and is like 50 years ago, while the environment has changed, that wages were revised upwards and that career paths are possible." "We have to get into people's heads, and young people in particular, that the industry is clean and not necessarily noisy. In this regard, the construction was successful for several years to reverse its bad image, "says Anne-Marie Bjornson, Director of Transitions AFPA.

Develop learning

A UIMM, Joel Mendez, Director Employment and Training, said that one communicates primarily on job losses. Yet in all sectors of metallurgy, the recruitment needs estimated over the period 2007-2015 are always evaluated. Between 60,000 and 80,000 jobs per year, including 30 to 40% reserved for graduates, according to a study by the study-which will be updated in early 2012 over a 2013 to 2020 -. "There is a big educational effort and support to achieve with the companies to become more involved in processes of looking management of jobs and skills (GPEC) and assessing their future needs" says he.

According to Anne-Marie Bjornson Afpa transitions, there are ways to mount training particularly in the context of operational readiness to employment (job center) or as part of training contracts. "We are also working on the issue of transferable skills, which allow for example to a textile worker to work in the weld or a working precision to go in the car." But anticipating needs is a prerequisite and essential step, she insists.

For Joel Mendez, it is also essential to adapt the training devices to the needs, both in initial training in continuing education. And take the example of learning where the numbers in the branch of metallurgy grew 6% in 2011 (with a total of 26 000 apprentices). "At the last school year, nearly a thousand offers of learning could not be met and at the same time, the same volume of young people did not find any company. This shows that learning can be further developed and the various mechanisms put in place recently should help solve these problems. "

A situation that in any case, Francis led Beharel hammering: "stop sending generations of young people in jobs without opportunities. Spend money to know that jobs are to be filled with real careers, especially if the areas are not attractive. "

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In his defense, the government ensures that the global event will benefit the local economy. 1500 enterprises had shared a jackpot of € 9 billion of contracts. But experts estimate that less than 1% of GDP growth of the net gain generated by the Olympics for several years.

The major amounts invested for the event.

• Transport: € 7.8 billion

For seven years, considerable effort has been devoted to the modernization of the London transport network, to host 3 million visitors in addition to the 12 million daily riders. New stations were built around Stratford, the Olympic site in east London. A special express train, the Javelin, will link the park to the station King's Cross St. Pancras. But the risk of flooding remains a nightmare for the organizers and authorities in London.

+ Organization: € 2.4 billion

The organization of the fifteen-day competition is funded by private funds from revenue from TV rights, sponsorships, merchandising and ticketing (485 million euros). Some sponsors are involved in providing benefits in kind (eg telecom).

+ Olympic Stadium: 1.2 billion euros

The enclosure of 80,000 seats is the centerpiece of a series of new equipment final, including a swimming pool, a handball court, a velodrome that will find and use a permanent occupants after the Olympics. Each was built by an architect and a different promoter. Other facilities such as the basketball stadium, will be dismantled at the end of competitions.

+ Olympic Village: 675 million

The site of the London 2012 Olympic Village was sold for 634 million euros in a joint venture with Qatari Diar personal business card. The village, which adjoins the Olympic Stadium, includes 2,800 new homes. And the contract includes the creation of 2,000 additional.

Security +: € 670 million

This is one of the positions responsible for soaring overall costs. The organizing committee found itself under fire for underestimating security needs. A first estimate "wet finger" of 10,000 agents has been revised upwards to 23,700, doubling the budget to fund these private security guards. A contract with G4S company specializing in 104 million was renegotiated to 344 million. Not to mention the tens of thousands of forces of public order.

+ Ceremonies: 98 million

Entrusted to Danny Boyle, director of Trainspotting and Slumdog Millionaire movie, the opening ceremony of July 27 should show the "best of Britain". Thousands of extras are being recruited. To succeed in this show of force after that which remained in the memories of Beijing, Prime Minister David Cameron has agreed to double the budget for opening and closing.

= Public budget: 13 billion euros

The note of the Olympics for taxpayers English has continued to fly from the original figure of 3 billion when London won the competition in 2005. The organizing committee is now working on a budget of 11 billion, but a parliamentary report estimated that the bill may reach 13 billion instead. 29 billion and even if we take into account indirect costs for utilities, including the police and military presence.

From our correspondent in Rome

With a key concession, Mario Monti has torn their agreement to the political forces for reform of labor law that has as its capital for renewed growth.

"The bill I will introduce to Parliament represents a historic opportunity to create jobs, improve the labor market in quality and quantity and reduce unemployment permanently," he said at a news conference Wednesday night . Beside him, the Minister of Labour, Elsa Fornero, extensively detailed a complex reform which should significantly reduce the uncertainty and guarantee coverage to millions of young people without permanent jobs.

To overcome the ongoing wrangle by the confederation CGIL working, the most powerful and most left unions and the Democratic Party who had followed suit, the government had to make some concessions. These concern the right of dismissal, framed by Article 18 of the Labour Code, considered an intangible acquired by the unions. Elsa Fornero recognizes that Article 18 is "a great conquest of labor law, but must adapt to a world profoundly changed" since its adoption in 1970.

Arbitration courts

In cases of collective redundancy, compensation of twelve to twenty months is expected. If it is a disciplinary dismissal, no reinstatement is possible pay day advance. However, if it is an individual disciplinary dismissal without "just cause" (or "unfounded", said Mario Monti), it is for the judge to decide whether to order reinstatement or award of compensation. In the previous version, any notion of reintegration was excluded.

Pier Luigi Bersani, the leader of the Democratic Party – left – has defined the amendment "a very important step forward." The leader of the main leftist party feels relieved not to have to hire a showdown with the government it supports Monti since his inauguration last November. Mario Monti would like to see adopted its reform as soon as possible, by the summer. It does not exclude liability to ensure that this reform is distorted by the amendments.

The government wants to give a signal quickly to reassure the markets, while the borrowing rate differential with Germany is ironed on Thursday at 358 basis points, the highest in a month. After the pension reform in December and January of liberalization, reform of the labor market is the third stage of the crisis of Italy.

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The popularity of Apple is more than ever to go. Queues of hundreds of people were already this morning in front of stores in Asia to buy the new iPad. The new version of Apple's tablet is sold from today in ten countries, including France but also Japan, the United States and Hong Kong. However, mainland China, growing market for Apple, will wait a little longer before discovering the new product, which includes the 4G.

The enthusiastic reception by fans of the new Apple iPad has still pushed the title of the company this week. The action is briefly above the $ 600 mark yesterday in New York. She had reached $ 500 for the first time last month. In one year, the stock has increased by 70% and the valuation of the company is approaching $ 560 billion. According to projections by Morgan Stanley, Apple's stock could reach $ 960 by next year if the market remains bullish. At the same maturity, the house of Jefferies sees financial services as a trading at $ 699 or $ 800 if the economic environment improves.

Since launching the first version of the iPad in 2010, Apple sold 55 million tablets worldwide. According to calculations by the Gartner Institute, sales of tablets, all brands, are expected to reach 326 million copies in 2015, and the Apple brand is expected to cut the lion's share.  

For his part, Choi Gee-sung, vice president of Samsung Electronics, Apple's biggest competitor on smartphones and tablets, said this morning waiting for a difficult year 2012 with increased competition in the electronics.

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Wednesday morning, the parliamentary report on the financial condition and prospects of EDF and Areva will be formalized. This document, which is over 200 pages, was written jointly by members Marc Goua (CBC, Maine-et-Loire) and Camille de Rocca Serra (UMP, South Corsica). It follows a request in June 2011, the President of the Finance Committee, Jerome Cahuzac.

This report is eagerly awaited on case management UraMin: it is the acquisition of the mining company Areva, in July 2007 for 1.8 billion euros, which justified an impairment of 1.4 billion euros in the 2011 accounts of the nuclear group.

The company has overestimated the potential of its target

In the wake of the findings of Internal Audit Committee unveiled in mid-February, the parliamentary report makes no mention of fraud. However, it points to a number of deficiencies: if the search for diversification of Areva in mines is not questioned, the company has overestimated the potential of its target.

Meanwhile, MEPs consider that the Agency of State Holdings (EPA) has not been surrounded by experts to accurately measure the accuracy of this operation.

Areva, the new team in place – Luke Oursel Lauvergeon replaced as president of the Executive Board – considers that the page is turned and now wants to devote himself entirely to the company's recovery.

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On the eve of the publication of results of Veolia, a board of directors at high risk takes place today Wednesday. Officially it is only to approve the annual accounts of the leading global service to local communities. A particularly difficult task. Veolia Environnement is expected to announce a loss that, according to the most pessimistic forecasts could exceed 400 million euros. CEO Antoine Frerot has, indeed, last summer provisioned 838 million euros in assets and Veolia announced a half-year loss, before launching a new profit warning in October.

Beyond the numbers, it is open warfare between Proglio, former CEO, and Mr. Frérot, his successor and former prisoners, which stimulates our curiosity.  

Rumors last week, on a landing of Antoine Brother and his replacement by former Environment Minister Borloo caused an outcry and controversy that has swollen to the Elysee. The hypothesis Borloo was then quickly dismissed. As for the crucial issue of governance, it should not be treated before the presidential election.

The CEO of EDF, must always

Anyway, nobody can guarantee that the impetuous Proglio will not return when the board held at noon. The CEO of EDF has declared war on his former protégé since it has challenged its management at the helm of Veolia. He could distance himself from the strategy of cost reduction and contraction of the debt through the sale of billions of euros of assets, starting with the branch transport Transdev one hour payday loan. Unless this advice is especially an opportunity for administrators to try to stop a war they have hardly appreciated as it gives a poor image "of the governance of French companies," said a close group.

Antoine Frérot big plays. Hitherto largely under the thumb of his mentor, he might seek to impose and carry out the restoration group. Unless, like imagine trying to do a close case, the two men do not come close again.

A return to the harmony of the past, however, seems difficult to contemplate. Especially since the issue of governance is far from over. Five of the seven directors, all chosen by Proglio, must be renewed soon to the Board of Veolia. Augustin de Romanet, who leaves March 7 the Deposit, will resign tonight's mandate. On 15 March a new board will decide on the expiration of the term of Baudouin Prot (BNP Paribas), Jean Azema (former head of Groupama), Louis Schweitzer and Pierre-Andre de Chalendar (Saint Gobain). Antoine Frérot attempt he then to bring relatives to the board to loosen the grip?

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In September 2008, the President shall declare 38 times the word "crisis". At the time, into recession is symbolized by the collapse of the subprime bubble and the collapse of Lehman Brothers. In November 2011, the difficulties have not disappeared, but the excessive debt of the States of the euro area, combined with rising interest rates, is at issue. What, among other things, plunge Europe into a "brief period of recession," as the OECD noted in its latest report.

"The idea of ​​the all-powerful market that is always right, it's over," Nicolas Sarkozy had struck in 2008. The President would then "re-found capitalism on ethics." Today, markets, wary, put pressure on European government claiming the lowest interest rates high payday loans with no fax.And when Standard & Poor's error sends a message stating that it lowered the rating of France, no sanction can be taken, despite the threats of the Minister of Economy Baroin.

• Debt: rigor replaced the stimulus

In September 2008, the time is not in a pinch. The word "debt" is also pronounced only once on a 45-minute speech. Prime Minister Francois Fillon may well have said, from 2007, that France is in bankruptcy, Nicolas Sarkozy prefers comfort by speaking of recovery. In fact, France will suffer a crisis less severe than its neighbors: the stimulus package and the "automatic stabilizers" (welfare, RSA) have cushioned the recession. But these instruments have increased the debt.

Thursday, shortly after the dissemination of this false information to 3:57 p.m., the French rate on loans to ten years amounted to 3.46%, bringing the pay gap with German bonds of similar duration to a record 166 points percentage not seen since the creation of the euro.

Everyone to understand that France will soon be degraded

This Friday, at the opening transaction, rates eased around 3.36%, but markets have learned their lesson. In exchange, everyone understood that in case of deterioration in the rating of France, synonymous with loss of the "triple A", the rates of government bonds with ten years showed 3.46%, or 3 , 5%.