There are good and bad elements of the negotiations, said at the outset of Pontavice Christopher, CEO of the branch network online Efficity. Choosing a home located in ground floor or first floor allows to get a significant discount. "" But you must understand that the gain in price is paid or surface by lower liquidity, as well will be harder to sell, says Christophe's Pontavice. It is a risk for the buyer to assume. "Similarly," if you opt for a non-market good, like a big family apartment of 150 sqm in the district of Barbes, you will have a big room for discussion of prices. But be betting that the property may in future find buyers. In this example, the bet seems risky. "He said the best deals are on the side of homes needing a little repair: the rebate is often greater than the amount of work. He remembers well a nice apartment, boulevard de Courcelles, who had suffered a small fire just before the sale and could not find a buyer. A bold buyer probably could make a nice opération.Enfin, novel approaches are often found to pay. Efficity has sold a building of 500 m² with a small group of five buyers. After cutting the property, they will realize a five condominium apartments of 90 m² for a final price of the most compétitifs.L facilitator of M6 and realtor Stephen Plaza, also advises to focus on the atypical properties. "Those who are on the lookout for a" blow "can capitalize on real estate assets that do not seem very functional, the souplex (apartments on the ground floor + basement) or products where you have to create a new distribution, he says. There are more offers available currently and the buyer is in good shape. "

Keep a cool head and avoid favorites

Be careful though to ensure that all planned developments are possible within the condominium. "In this kind of case, avoid the favorites to keep all his bargaining power and be prepared to see the good escape," says Stéphane Plaza.Et since deals are in the wrong market, the facilitator also suggests building on the election period, traditionally hollow to buy. Vendors will rush to be more flexible in the face of motivated buyers. Finally, those with large budgets will also have more leeway. "For large areas beyond 120 m, the demand is much lower and the bargaining power even stronger."

Notary, financial, to each his approach

In a more purely financial, Benjamin Nicaise, president of the platform Cerenicimo estate, believes that the current best deals are found on the side of residences. "This product is not in vogue when the market was well structured in recent years, he says. Result: the square meter is not selling very expensive and I have an example of a new residence in La Baule which sells substantially cheaper than the next building which dates back 80 years. "The notary Pierre Bazaille, President of the Institute for Notarial real estate, said, meanwhile, some common sense advice. "In the nine, if one arrives at the tail of a program on achieving a good position, the sponsor will be ready to make an effort, especially for a buyer without the condition precedent of loan. Obviously, these are not the best apartments that remain, but for an investment, it's worth the effort generally. "From experience, the lawyer knows that sellers with substantial inheritance to pay are also willing to make a substantial discount to buyers paying cash. Finally, in the category of goods with defect, both rely on a thermal wreck, according to Mr. Bazaille. Indeed, homes with energy label is F or G are trading down more easily and we can then improve the situation by work while recovering a portion of the investment through the tax credit.

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Following the agreement reached Wednesday between the European Commission, the European Parliament and EU member countries, the price of mobile phone calls while roaming will fall in July. In May, the European Parliament must approve the agreement which provides for a ceiling on the price per minute of voice communication "roaming", that is to say, the ceiling price charged by operators to their customers for calls made between two European countries. The level of declines, which should come into force on 1 July 2013 and 2014, was also decided.

Duty, a call of one minute past from abroad, which costs more than 35 cents, should return to 29 cents in July and 19 cents in just over two years. Especially, the price data downloaded with his camera will be capped at 20 cents in 2014 against 70 cents in 2012. This is the first time an agreement is reached on this point, which will reduce the cost of a smartphone abroad. For this type of device connects to the network, even without the subscriber has the feeling of surfing, to automatically update applications, email and location.

Thus, Neelie Kroes, Vice President of the European Commission is poised to win his struggle against "the group of five" major European operators of the Old Continent, including France Telecom, Deutsche Telekom and Vodafone instant credit report. The latter threatened to ask for "a moratorium" on roaming price cuts, which gives them an important source of profits. The GSMA, which includes mobile operators worldwide, deplores "the objectives of maximum prices go too far." Indeed, price declines are greater than that requested by the Commission.

Moreover, the agreement establishes an increased competition in Europe for roaming calls. After 2014, during a trip abroad a subscriber will be able to pass a temporary contract with another operator than his home country to reduce their bill.

YOUR TESTIMONY – The lower rates will she influence your communication abroad? SMS, calls, emails, social networks? What means of communication do you favor abroad? Tell us about your experience in comments below or temoin@lefigaro.fr.

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Winter has succeeded in the spring. And there will be a long and rigorous. A year after their revolutions, the Southern Mediterranean countries are struggling to revive their economies and attract investors. "Basically, the region is divided between one side Morocco, whose economy increasingly resembles that of an emerging country, or Algeria, which is maintained by its raw energy, and across the country whose economy raises concerns and questions, "says Dov Zerah, CEO of the French Development Agency (AFD).

In Tunisia, Egypt or Jordan, the economic situation is worse than in 2011, threatening the stability of governments in place and risk being cast new popular upheavals. "We must grow by at least 5% to stabilize unemployment in the area and in all likelihood we will be well below 2012," said Amal Chevreau, project manager within IPEMED. "Even in Morocco, the expected initial increase of 6% of GDP have been revised downwards, mainly because of drought."

The panorama offered by Tunisia and Egypt is that of weak growth leading to a fall in tax revenues and widening budget deficits at a time when governments, yet fragile, can not cut public spending so as not to stifle their populations. After falling 1.8% in 2011, the Tunisian economy in 2012 still deals in the red. The current account deficit widened to 7.4% of GDP and the budget deficit well over 4% this year.  

"Holding back investors'

In Egypt, the situation is equally alarming: according to Alexis-Marchay Karklins, head of emerging from Ernst and Young, Egyptian growth to be between 1% and 1.5% this year, leading the deficit budget around 10% of GDP. Worse, foreign exchange reserves of the Central Bank of Egypt fell by more than half within a year from 36 billion in 2010 to 15,000,000,000 in late 2011. Bleeding that led the rating agency Fitch to downgrade the rating of Egypt to "BB-". Cairo is conducting difficult negotiations with the IMF for a loan of about $ 3.2 billion. Also to avoid having recourse to such an extreme, Tunis, meanwhile, quietly knocks on the door of international lenders to obtain loans.

But the real concern is the fall in investment. Uncertainties regarding the political situation of these countries has combined the brutal fiscal crisis through which Europe, which has significantly dried up the flow of capital available. According to figures compiled by Anima Investment Network, which need to be refined in the coming weeks, the number of investment projects fell by nearly 25% in 2011 in the 11 Southern Mediterranean countries. A heterogeneous block masking disparities since in alongside Algeria, Israel and Lebanon, which fell slightly in 2011 after a sharp rise in year 2010, there was a fall of 32% of investments in Tunisia and more than half in Egypt. In 2011, Libya has received only 17 external projects and Syria 14, mainly concentrated on the first part of 2011 before the country from tipping into civil war. In total, the area received about $ 28 billion of investments, amounts equivalent to those of 2009 – year of the international financial crisis.

The partnership of Deauville was not required

"The reluctance of investors is not the most worrying, says Emmanuel Noutary, déléguégénéral Anima Network. The problem is the types of projects which are mainly invested in recent years, and mainly relates to major infrastructure or energy to create less jobs than other sectors. "Typical example, the Gulf countries, realized an average investment of 500 million euros (40 million against an average for investors from other countries), while "the most urgent investments to create jobs related to smaller local projects around the food, education or industry. "

The anxiety is palpable as the next major donors. Symbol of the malaise surrounding the partnership of Deauville in May 2010 had promised to unlock $ 38 billion investment over 10 international financial institutions over the next three years. Less than half of these commitments have been met. Thus, the European Investment Bank (EIB), through its armed wing in the area, the FEMIP should provide 2.6 billion euros. It has not yet released a billion, of which 734 million euros to Morocco (a record for that country) but only 303 million euros to Tunisia.

"The view remains fragile in the short term, however, investors would be wrong to abandon the area," says Alexis Karklins-Marchay at Ernst and Young: "North Africa is the ideal gateway for Europeans in a continent will experience tremendous growth in the coming years. "Enthusiasm for the moment few donors really dare to share.

]]> http://parasiteevecentral.com/arab-countries-are-struggling-to-revive-their-economies/feed/ 0 http://parasiteevecentral.com/after-birth-the-employees-are-no-longer-the-same/ http://parasiteevecentral.com/after-birth-the-employees-are-no-longer-the-same/#comments Sun, 25 Mar 2012 10:32:08 +0000 admin http://parasiteevecentral.com/after-birth-the-employees-are-no-longer-the-same/  

Gender equality is properly the subject of agreements with social partners. Just as returning from maternity leave, "interviews" are provided in most companies. Why, then, women have as much trouble to return to work?

"After a maternity or parental leave, employees often feel of being outside projects. There was a loss of connection. To this may be added the fact of leaving her child … If the firm does not establish adequate conditions for return, the performance will not be at the rendezvous, "said Clare Hart. The English came to France to complete his studies, was created in response, in 1993, ILO (International Organization Language), business language training, translation and interpretation, based near Montpellier. It has 18 employees, 85% women and 26 babies since its inception … From the "motherhood issues," Clare Hart has an opportunity to develop flexibility.

Generalize pairs

In addition to interviews pre and post-discharge, she devised a system of pairs of all positions. Thus, the quality manager he is the deputy accountant, for example. "It's simple, she says. Just take an inventory of tasks within the company, then distribute them in the accompanying training. "

Today, the system benefits everyone. "The pairs organize themselves. They come to me with solutions, not problems, which allows me, as a manager, to focus on the positive, "says the leader. She believes that this system is transferable to large groups.

For the latter, the problem is the lack of proximity. "Talk to the return period is a key moment, says Lawrence Depond, Director of the diversity of France Telecom Orange. After a first child or solidarity leave people no longer the same. They generally want to evolve, "says he. The group also recommends he strongly these talks, whatever the nature of the leave. But the implementation of the device is within its 12,000 managers in France. To accompany them, he sent twenty locally "relevant professional equality" trained at ESSEC. More recently, the group developed a series of films shown on its intranet to encourage fathers to take more responsibility vis-à-vis children

.

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The popularity of Apple is more than ever to go. Queues of hundreds of people were already this morning in front of stores in Asia to buy the new iPad. The new version of Apple's tablet is sold from today in ten countries, including France but also Japan, the United States and Hong Kong. However, mainland China, growing market for Apple, will wait a little longer before discovering the new product, which includes the 4G.

The enthusiastic reception by fans of the new Apple iPad has still pushed the title of the company this week. The action is briefly above the $ 600 mark yesterday in New York. She had reached $ 500 for the first time last month. In one year, the stock has increased by 70% and the valuation of the company is approaching $ 560 billion. According to projections by Morgan Stanley, Apple's stock could reach $ 960 by next year if the market remains bullish. At the same maturity, the house of Jefferies sees financial services as a trading at $ 699 or $ 800 if the economic environment improves.

Since launching the first version of the iPad in 2010, Apple sold 55 million tablets worldwide. According to calculations by the Gartner Institute, sales of tablets, all brands, are expected to reach 326 million copies in 2015, and the Apple brand is expected to cut the lion's share.  

For his part, Choi Gee-sung, vice president of Samsung Electronics, Apple's biggest competitor on smartphones and tablets, said this morning waiting for a difficult year 2012 with increased competition in the electronics.

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The carbon tax decided by the Europeans could threaten 20% of the production of large aircraft – the A 330 and A 380 – Airbus alert Louis Welsh, CEO of EADS, the parent company of Airbus.

There are already industrial consequences that amount to retaliation. The Chinese government has frozen any decision acquisitions of large carriers in Europe, specifically 35 and 10 A 330 A 380 that wish to order Chinese companies.  

So, the increase in production rates of A 330 (7 to 11 per month by the second quarter 2014) "depends on the maintenance or not of Chinese companies and Chinese government approval."

"This European tax distortions created"

Louis Welsh argues for a global solution and not just European, "this European tax is inappropriate, it created distortions and puts Europe's aerospace industry and in opposition to the world," said the president of EADS payday loans in one hour.

Louis said that the Welsh Group and its subsidiaries spend 80% of its investments in programs to reduce fuel consumption and therefore emissions, and noise. 

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The twin towers Hermitage, who aspire to be the highest in Europe, they come out one day land of Defense? In any case, this exceptional project skyscraper of 320 meters and 90 floors combining offices, apartments and hotel will be delayed. And, according to relatives of the case, the delivery announced in 2016 looks bleak, at least to that date. It is the proponent Russian Nazvanie, which embarked on this adventure with a project designed by star architect Norman Foster always runs on the same problem: the demolition of three buildings housing in the neighborhood of Checkers, instead of which the towers are planned Hermitage.

Believing be adequately compensated for this project generate nuisance, owners of neighboring buildings (Champagne and Dauphiné) had obtained the cancellation of a demolition permit in October 2011 before the Tribunal de Grande Instance of Nanterre. But they were willing to waive these charges if Nazvanie made them an acceptable offer. But last week, they finally received a proposal from the developer who does not absolutely satisfied. "For example, Hermitage gives no quantification on the refurbishment of our buildings that would take over after the demolition of buildings for social housing, says a representative of the council of owners. We turn around the same problems for years. There is therefore no reason that it's arranged in the coming weeks. Given these elements, we do not withdraw our complaint. "

Immediate demolition

Barring last minute, the promoter, who has appealed the decision to cancel the building permit, will have to await the decision of the Court of Appeal of Versailles, expected early 2013 cash advance. And hope that the judgment is favorable to start the project. A sword of Damocles hanging over the project which could have done Hermitage. Especially since, otherwise, he knows some significant progress: according to our information, the last tenant of the building HLM, Damiers Infra, which has had a long struggle to stay in places, has finally made its key apartment Friday night. Emptied of all its occupants, the building could be demolished immediately in case of authorization by the court.

In addition, building permits for these two towers should be issued this week. But again, the owners of buildings Champagne and Dauphiné will not bury the hatchet. "We will attack the building permit," said a member of the union council. "We, too," said Claire Augier, Secretary of Defense of Life, an organization opposed to the project since its launch and has already committed multiple legal proceedings against Hermitage. This is not the business of Hermitage to fund this mammoth project of 2 billion euros, the developer needs to make a loan of 700 million. A pool of banks granted him ready … provided that building permits attached to these towers are purged of any remedy. This risk of further delays.

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The oil company BP has reached an agreement Friday night with lawyers from individuals and businesses that have suffered the sinking of its Deepwater Horizon oil rig in the Gulf of Mexico in 2010. Tens of thousands of victims of the worst oil spill in history and will share $ 7.8 billion.

This decision rejects the trial, to be held Monday to determine the liability of BP in the disaster. The judge handling the case, Carl Barber, decided again to postpone the hearing indefinitely to allow such parties to "review their respective positions." Fishermen, businesses, individuals … according to the Anglo-Saxon media, approximately 116,000 people will share the $ 7.8 billion under the control of American justice. This process can take years, some experts argue. The complainants had an interest in finding an agreement, says lawyer David Uhlmann in the New York Times, "they would have to face years of litigation, with the key compensation may be lower than they were obtained by negotiation. "

No impact on cash

For its part, BP said in a statement that the agreement will have no impact on its cash and will not increase the reserves already provided to meet the bill for the disaster. The compensation will be tapped to fund a $ 20 billion already recorded in expenses. Counting the payments already made to victims as well as various expenses, there remains $ 5.5 billion into the coffers of the group dedicated to the file Deepwater Horizon. $ 13.8 billion have been spent cleaning up the spill.

The agreement did however sign for BP or end spending, nor procedures. Hundreds of complainants were not represented at the negotiations, the paper recalls the New Orleans Times-Picayune. They could decide to continue to pursue the tanker. The group acknowledges, "it is impossible today to say whether the $ 20 billion fund will be sufficient to satisfy all claimants." Especially, "the proposed agreement does not include complaints filed against BP by the U.S. Department of Justice, or by other federal agencies, or by states or local governments," says BP. The authorities say they are open to discussions. The oil is desirable: it would save him the embarrassment of seeing his mistakes and shortcomings exposed at the helm for weeks.  

Reduce costs

In parallel, the U.S. Federal Justice is conducting a criminal investigation. If it has yet led to anything concrete, the Minister of Justice Eric Holder should report progress soon, reports the Times-Picayune. The challenge: identify the responsibilities of different groups who worked on the Deepwater Horizon. BP, Transocean, Halliburton and the cement manufacturer wells Cameron International have jointly sued. Several reports have been published to try to separate the responsibilities. The first, led by a presidential commission concluded that the most serious accident in the history of oil was caused by the will of the groups involved to reduce costs at the expense of safety. A second, directed by the Coastguard, says the fault lies ultimately in BP.  

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